HowChinaWorks

International Medical Insurance

Insurance companies in China require patients to first pay for treatment, and then send all claims and receipts to the insurance company. Some of the best hospitals in China have direct billing arrangements with certain international health insurance companies. These arrangements are still the exception rather than the rule. Contact your insurance broker to determine which hospitals have direct billing arrangements with your international health insurance provider.

Recently, a company called Dadi Insurance offers an insurance which is “Global Medical Insurance” for the upper class and foreigners in China. It’s the a newest medical plan cooperating with Global Benefits Group (GBG). It covers outpatient service, physical examination, childbirth, dentistry, ophthalmology and so on.
http://www.ccic-net.com.cn/
If you are currently traveling in China, you may consider purchasing separate travel insurance. Check with the website http://www.globalcare-cocco.com/ to get more details.
If you are looking for health insurance advice:
Telephone: +86 21 6445 4592
Fax: +86 21 6467 0328
http://www.global-health-insurance.com/country/china/

Local Medical Insurance

Foreigners in China cannot buy social medical insurance. But if they are living in China for a long time, they can buy business medical insurance. Requirements are: a passport and residence registration. Check with the local insurance companies to get more information.
The biggest insurance company in China is “Chian Life Insuranse(Group) Company”, their branches are all over China. Call at: 95519 http://www.chinalife.com.cn/

This hospital in Beijing accepts foreign insurance.
http://www.gamhospital.ac.cn/
Two more web sites for foreigners to get an insurance plan in China are:

1. http://www.jiankangxh.com/
2. http://www.bjanhui.com.cn/medical/global/